Privacy
What This Site Collects
Nothing. The planner is one page that runs in your browser. It has no account, no sign-in, no analytics, no advertising, no cookies and no trackers, and it sends nothing you enter anywhere.
What you type, and any bank file you load, is kept in your browser's own storage on this device, so it is there when you come back. Clearing the browser's data deletes it. Downloads (PDF, CSV, calendar and backup files) are made on your device.
The company that hosts this site may keep the usual web server logs (the address a request came from, the time and the page asked for), as every web host does. The planner itself adds nothing to them.
Security and Privacy
A basic security check, not an audit. In September 2026 the code was reviewed with the Fable 5.1 AI model for the usual weaknesses of a web page: text from a file or a box reaching the page as code, unsafe links, formulas slipped into downloaded spreadsheets, and data sent elsewhere. It found one medium issue (a state name in a loaded table could reach the page as code) and one low one (a progress note could become a spreadsheet formula), both fixed in version 122, and it confirmed that loaded files are cleaned, links open safely and nothing is sent off the device.
No audit and no penetration test. Nobody independent has reviewed or attacked the planner. Treat it as a personal planning tool, not as software built to protect sensitive data.
Your data stays in this browser, unencrypted. Plans and settings are saved in this browser's own storage and are sent nowhere unless you download or share them yourself. Anyone who can use this browser on this device can see them, and an ordinary backup file holds everything in plain text. Settings can seal a backup with a passphrase instead (AES-GCM), shows each backup's SHA-256 fingerprint, and lists every address the page has contacted. The page loads nothing from elsewhere, not even fonts: it uses the ones already on your device.
Keep it simple and safe. The planner never needs account numbers, Social Security numbers or passwords, so do not enter them. Use it on a device you trust, and on a shared computer delete everything from the Settings tab when you are done.